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Money Market Funds: What To Know About The Low-Risk Investments

Money market funds may provide a lower-risk, liquid vehicle for short-term investors.   A money market mutual fund—also called a money market fund—is a type of fund that invests in high-quality, short-term debt instruments, including US government securities,...

Here Comes Your Passive Income

Passive Income Is Living The Dream     In today's economy with insane inflation and the high cost of living stretching household budgets many are learning about creating passive income. If you are looking into ways to bring more income into your home than...

What Is Your Risk Number?

Everyone has a risk number, but most do not know what that number is. A risk number ranges from 1 to 99 and evaluates how you weigh levels of reward and risk. The higher the number, the more accepting you are of higher risks for higher gains. For example, let’s...
Roth IRA Basics

Roth IRA Basics

Roth IRAs are common retirement savings vehicles because they allow investors to build a source of tax-free retirement income.   Understanding how a Roth IRA differs from a traditional IRA can help you determine if it might be appropriate for your needs. With a...

What Is Financial Wellness?

What Is Financial Wellness?

Is financial wellness a new or unfamiliar term to you?   If you are unfamiliar with the term financial wellness you're not alone. Many people since the pandemic, followed by a 41-year high inflation along with rising costs for seemingly everything we need is...

What Is Private Credit?

What Is Private Credit?

Private credit is non-bank lending to mostly private-equity-owned, middle-market companies that aren’t publicly traded or issued. It is one of the fastest-growing segments in the lending landscape, with close to $1.3 trillion in assets under management, of which $350...

Investing Basics

Investing Basics

What is diversification and asset allocation?   Every investor should begin with these two key ideas.   Diversification can be summed up with the familiar phrase: "Don't put all your eggs in one basket." Including different types of investments in your...

5 Ways Middle-Class People Build Wealth In Retirement

5 Ways Middle-Class People Build Wealth In Retirement

In the U.S., people in the middle class often live a comfortable life, but that doesn’t mean all of their needs are met. Certain things, like homeownership and healthcare, can still be major financial stressors for middle-class individuals. This is true of those who...