Ric Bender

smart money

Ric Bender

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I believe if you want real change you need to take real action. And for that reason you’ll find the videos practical and filled with life-changing action steps.

Subscribe to the channel for actionable investing advice, smart money tips and tools, along with some inspiration for living your best life.


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5 Tips To Fix Your Money Problems

Here are 5 tips to fix your money problems once and for all. If you’re struggling with money, look no further! If you’re ready to fix your money, watch this video and follow each step to fix your money once and for all.

Money Rules For Financial Freedom

Learn the foundational money rules for financial freedom. Today you can learn the action steps and money rules that will change your financial future.

Latest Suggested Reading

Money habits

The Psychology of Money

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.


Rich Dad Poor Dad

It’s been nearly 25 years since Robert Kiyosaki’s Rich Dad Poor Dad first made waves in the Personal Finance arena.
It has since become the #1 Personal Finance book of all time… translated into dozens of languages and sold around the world.


The Bitcoin Investing Book

 An absolute beginner’s guide to the cryptocurrency which is changing the world and your finances in 2021 & beyond.

Frequently Asked Questions

What's The Best Household Budget?

We need to be careful not to just spout off numbers and percentages. It’s vital to know your financial situation to develop the proper budget for you.

Having said that many state to truly build wealth the 50/50 budget system is preferred. This budget places all living expenses within 50% of your income leaving the additional 50% to save and invest.

Should I File For Bankruptcy?

Bankruptcy is not a desperation move. It is a “second chance” opportunity to rebuild your finances using the protection of bankruptcy laws. Find out whether bankruptcy is the right debt relief option for you.

How Does Credit Counseling Work?

Credit counseling is a service that educates and guides consumers that are buried in debt and who are trying to gain control of their finances.

How Can I Pay Off My Mortgage Early?

First, see if you have any pre-payment penalties, if you do it may not make sense. There also other factors to consider as well, so make sure you talk to your financial advisor or CPA. However if it makes sense to be paying off the mortgage sooner there are programs to help you get your mortgage paid off in as little as 3 to 5 years.

D I S C L A I M E R S + D I S C L O S U R E S

This content is for education and entertainment purposes only. Ric Bender does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This website contains affiliate links that allow you to find the items mentioned in posts and videos which help support the mission of Ric Bender, Smart Money at no additional cost to you.