Ric Bender Report
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Exploring economic trends shaping your personal economy.
Investing Ideas
Exploring investing trends shaping your personal economy.
Personal Finance
Exploring financial trends shaping your personal economy.
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Ric Bender
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Blog
Should You Have A Gold IRA?
Investing in gold is a time-honored method of diversifying a portfolio and hedging against economic volatility. Since the development of the gold IRA—an individual retirement account that holds physical bullion—the option of adding physical gold to a retirement...
Consumer Debt
The sum of money owed by U.S. households climbed considerably during the fourth quarter, rising by $394B to $16.9T. That's the largest Q/Q increase in household debt in two decades, taking balances $2.75T higher than before the pandemic at the end of 2019, according...
Systematic Saving Plan: The Key To Building A Personal Cash Reserve
All it takes is one unexpected event — a broken furnace, a property tax hike, or, worse yet, a job loss — to underscore the importance of a personal cash reserve. Maintaining a healthy cash reserve of at least six months — and ideally, one to three years’— worth of...