Ric Bender Report

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Exploring economic trends shaping your personal economy.

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Exploring investing trends shaping your personal economy.

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Exploring financial trends shaping your personal economy.

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Housing Market

Exploring the residential housing market and real estate market trends across the United States.

Ric Bender

Ric Bender

Join me as we explore the economy, personal finance, and investing ideas, along with commentary.

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Blog

Should You Have A Gold IRA?

Should You Have A Gold IRA?

Investing in gold is a time-honored method of diversifying a portfolio and hedging against economic volatility.   Since the development of the gold IRA—an individual retirement account that holds physical bullion—the option of adding physical gold to a retirement...

Consumer Debt

Consumer Debt

The sum of money owed by U.S. households climbed considerably during the fourth quarter, rising by $394B to $16.9T. That's the largest Q/Q increase in household debt in two decades, taking balances $2.75T higher than before the pandemic at the end of 2019, according...

Systematic Saving Plan: The Key To Building A Personal Cash Reserve

Systematic Saving Plan: The Key To Building A Personal Cash Reserve

All it takes is one unexpected event — a broken furnace, a property tax hike, or, worse yet, a job loss — to underscore the importance of a personal cash reserve. Maintaining a healthy cash reserve of at least six months — and ideally, one to three years’— worth of...

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